Dao Tuan Anh (Dennis Dao)

Chief Technology Officer & Distinguished Software Architect

Technology executive with 18+ years building large-scale platforms across FinTech, mobility, and enterprise systems. Currently leading AI-powered EV marketplace and smart car-sharing platforms at VinGroup. Deep expertise in payment infrastructure, cloud-native architecture, and scaling engineering teams across Southeast Asia.

About Me

I am a hands-on Technology Executive and Software Architect with 18+ years of experience delivering complex, large-scale systems across FinTech, payments, financial trading, and smart mobility. Currently serving as CTO at VinGroup’s Green Future, leading the development of AI-powered EV marketplaces and smart car-sharing platforms for Southeast Asia.

My career spans Traveloka, Ant Financial (AliPay), Goldman Sachs, DBS Bank, Prudential, and Société Générale — where I have driven technical vision, built and mentored engineering teams, and architected systems that serve millions of users.

Core Competencies & Technologies:
  • Software Architecture & System Design
  • Java / Spring Boot / NodeJS
  • Cloud Native (AWS, GCP, K8s)
  • Event-Driven Architecture (Kafka)
  • Database Design (SQL/NoSQL)
  • Agile & Engineering Team Leadership

Experience

Chief Technology Officer - GREEN FUTURE - A Member Company of VinGroup
Dec 2024 - Present
  • Strategic Platform Development: Lead the architecture and development of two flagship mobility platforms—a self-service car rental/sharing platform with Phone-as-a-Key (PaaK) technology and an AI-powered pre-owned VinFast EV marketplace.
  • Autonomous Service Innovation: Engineer contactless vehicle access and return systems using mobile-first PaaK technology, enabling scalable self-service operations across the car-sharing ecosystem.
  • AI-Driven Marketplace: Build intelligent car evaluation and inspection systems leveraging computer vision and machine learning to automate pre-owned EV assessment, pricing, and quality verification.
  • Enterprise Technology Leadership: Drive digital transformation initiatives within VinGroup’s mobility ecosystem, establishing technical standards and scalable infrastructure for next-generation automotive platforms.
Fractional CTO/Principal Architect - Mission Plus Pte. Ltd.
Mar 2023 - Dec 2024
  • Technical Pre-Sales Leadership: Partner with Sales to deliver compelling technical consultations, converting prospects through deep industry expertise and strategic solution positioning.
  • Strategic Solution Design: Develop comprehensive technical proposals evaluating feasibility, ROI, and sustainability while balancing client requirements with operational capabilities.
  • Distributed Team Management: Lead multiple concurrent complex projects across geographically distributed engineering teams using agile methodologies and adaptive project frameworks.
  • Healthcare Innovation Architecture: Design scalable, cutting-edge solutions by integrating industry-leading health technology and analytics practices to drive healthcare transformation.
Distinguished Software Architect - Traveloka Technology Pte. Ltd.
May 2019 - Mar 2023
  • Led financial services architecture across Payment, Insurance, Wealth Management, Lending, and eKYC systems for Southeast Asia’s largest travel platform.
  • Managed the architecture team, overseeing the entire Financial Services Department system design and cross-business unit technical delivery.
  • Mentored engineering teams and established technical standards, architecture patterns, and best practices organization-wide.
  • Designed cloud-native solutions (AWS, GCP, Azure) with hybrid on-premise capabilities for regulatory compliance. Achievements
  • Split Payment System: Architected a multi-payment booking platform enabling customers to combine payment methods with a complex configuration engine and automated reconciliation.
  • Recurring Payment Platform: Built a generic recurring payment infrastructure supporting e-Bill, installments, and wealth management products for internal and external merchant integration.
  • Wealth Management & eKYC: Delivered an integrated GOLD investment platform with real-time identity verification (OCR, AML/CTF, liveness detection), enabling instant account opening and bi-directional transactions.
  • Offline Payment Marketplace: Designed a 3rd-party payment ecosystem connecting external merchants with Traveloka customers, including a double-entry ledger system and a comprehensive merchant platform.
  • Merchant Lending Solution: Architected end-to-end merchant onboarding and lending platform with automated credit analysis, digital loan agreements, and OJK/BI regulatory compliance.
    • Integrated 50+ payment processors, banking APIs, and third-party services across multiple markets.
    • Built secure, scalable APIs serving millions of daily transactions across financial product lines.
Staff Engineer - Prudential Assurance Co. Singapore Pte. Ltd.
Sep 2018 - May 2019
  • Led full-stack development of enterprise insurance platform, collaborating with product owners to deliver scalable back-end and front-end solutions.
  • Designed and owned technical architecture for SME insurance platform, ensuring code quality standards and best practices.
  • Delivered end-to-end project ownership from system design through implementation and testing, reducing development cycle time by 30%.
  • Managed a cross-functional team of 30 engineers to build a comprehensive self-service platform enabling SMEs to onboard and manage group insurance operations independently.
  • Implemented an automated sell/purchase journey that increased customer acquisition efficiency by 60% and reduced manual processing time.
Senior Software Architect - Alibaba Group - AliPay Singapore E-Commerce Pte. Ltd.
Aug 2016 - Sep 2018
  • Architected and built AliPay’s international payment infrastructure, supporting millions of consumers and merchants across Southeast Asian markets.
  • Designed cross-border payment solutions handling millions of transactions daily across web and mobile platforms with 99.99% uptime.
  • Led technical integration of Lazada Group’s payment ecosystem with AliPay International, streamlining payment flows for Southeast Asia’s largest e-commerce platform.
  • Built a centralized payment orchestration layer connecting 15+ international processors (PayPal, Cybersource, Vietnam MOMO, India Paytm) and direct banking integrations (OCBC, DBS, Vietnam VCB).
  • Managed distributed engineering teams across 3 countries to deliver payment gateway solutions supporting multiple currencies and local payment methods.
  • Implemented real-time payment routing and risk management systems, optimizing transaction success rates while reducing payment processing costs.
  • Delivered PCI DSS-compliant payment architecture, ensuring secure handling of sensitive financial data across international markets.
Project Lead - Senior Java Developer - Goldman Sachs & Co Singapore
Sep 2015 - Aug 2016
  • Team Leadership: Led a 10-person development team to onboard new markets to the firm’s automated clearing system while supporting existing Asia-Pacific exchanges (SGX, TSE, HKEX, TAIFEX, TOCOM).
  • Technical Architecture: Designed software architectures and technical specifications for critical trading infrastructure projects.
  • Project Management: Assessed project complexity, estimated development timelines, and delivered comprehensive technical documentation for module features.
  • Systems Integration: Architected event-driven solutions using Java 8, TIBCO EMS/RV messaging, and hybrid database systems (DB2/Sybase) with in-memory caching for high-throughput trading operations.
Senior Java Developer (Tech Lead) - DBS Bank LTD.
Mar 2014 - Sep 2015
  • Led a team of 10 developers to deliver Treasury E-Doc (Post Trade), a comprehensive web portal enabling global corporate clients to monitor portfolios, access trade reports, and perform real-time trade confirmations.
  • Architected and developed a scalable web application that streamlined the trade confirmation process for corporate clients, reducing manual processing time and improving operational efficiency.
  • Implemented real-time system integrations with MUREX trading platform for live data exchange and e-Affirmation workflows, ensuring seamless trade processing and confirmation.
  • Integrated multi-factor authentication through the PASSPORT system, enhancing security protocols and ensuring regulatory compliance for high-value financial transactions.
  • Delivered end-to-end functionality, including advanced search capabilities, report generation, document downloads, and automated trade confirmation processes.
Data Group Senior Associate - SOCIÉTÉ GÉNÉRALE - NEWEDGE FINANCIAL SINGAPORE
Nov 2010 - Mar 2014
  • Designed and implemented integrated messaging adapters for all APAC financial markets, including SGX, HKFE, ASX, and TAIFEX, enabling seamless cross-market trading operations.
  • Led protocol conversion initiatives from proprietary OMNET to industry-standard FIX (Financial Information eXchange), improving system interoperability and reducing integration complexity.
  • Collaborated closely with Clearing, Operations, and external exchange development teams to gather requirements, perform system analysis, and ensure regulatory compliance across multiple jurisdictions.
  • Architected high-performance trading infrastructure using Java/J2EE with Spring framework ecosystem (Core, MVC, Web Services, Integration) and RabbitMQ message queuing for reliable trade processing.
  • Delivered end-to-end trade lifecycle management, ensuring accurate clearing in Clearvision, proper allocation in GMI, and seamless integration with back-office reporting systems.
  • Implemented enterprise-grade data solutions utilizing Oracle databases for transactional data and VMware vFabric GemFire for high-speed caching and dynamic scalability, supporting mission-critical trading operations.
  • Developed and maintained payment processing platforms using Java, JavaScript, JSP, Servlets, and PHP, serving 10 thousands daily transactions.
  • Architected and implemented 5 payment gateway integrations, expanding payment options and improving user experience.
  • Researched and evaluated emerging payment technologies, providing technical recommendations that enhanced product competitive positioning.
  • Collaborated with business teams, both internal and external teams, to deliver the Electronic Road Pricing project within tight deadlines.

Education

Aug 2007 - May 2010
Bachelor of Computer Science (Honors)
Nanyang Technological University
Jan 2004 - Aug 2006
Diploma in Computer Engineering
Temasek Polytechnic

Projects

Hugo Profile
Hugo Bootstrap Javascript
Hugo Profile
A highly customizable and mobile first Hugo template for personal portfolio and blogs.
Image Converter
Django Bootstrap
Image Converter
A web app to convert image to pdf, png to jpg, png to jpg and png to webp without database using django.
Hugo Profile V2
Hugo Bootstrap Javascript
Hugo Profile V2
A clean and simple Hugo template for personal portfolio and blogs.

Get in Touch

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